The Advantages and Disadvantages of International Money Transfer Online Services

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Advantages and disadvantages are attached to everything on the planet Earth. As far as money sending concerns; although the advancements in IT have made it possible to send money online in minutes, yet the dark side of the picture can not be overlooked along with appreciating the bright aspects. At first, let us take a view of the advantages of international money transfer online services:

  • The first and the most prominent benefit we get from these services is the rapidity. Gone are the days when people had to wait for weeks for transaction of money. At present, you can transfer money online from one place to another in minutes.
  • Various banks have featured power transfer, which enables you to track the money online whether you are a recipient or a sender of that money.
  • Lots of banks have featured remittance. With the help of this feature, you can receive money in your local currency and use right after you receive it.
  • Another benefit is that you can send money straightly to bank accounts via online banking now-a-days.
  • Online money transfer services have provided a platform to online business-groups where they can move fast and grow rapidly without wasting time in the formalities of sending money offline like waiting for the checks to clear.

Having walked through the advantages which online money transaction offers, now let us turn to the disadvantages it bears.

  • The weightiest disadvantage is the transfer fee taken by international money transfer online services. You must have to pay some fee to them, otherwise it is impossible to utilize the services.
  • Sometimes involvement of credit card and debit card in online money transfer leads to losses. In other words, you money is not hundred percent secure in process.
  • Some websites are used to keep money temporarily in case money is not sent directly to bank account. The user passwords for these websites can be hacked by hackers resulting in the loss of money.
  • When you send money online, you have to face the technical difficulties of the process.
  • You have to be patient because long queues are quiet usual in online money transaction.
  • The quick transaction in debit cards causes difficulties in recovering lost funds.

By and large, online money transfer services are neither from heaven nor from hell. In spite of all their advantages, lots of people rely more upon offline money transaction. And in spite of all their disadvantages, a huge percentage of the world population utilizes international money transfer online services on regular bases.

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Features of a Dynamic Industry

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A dynamic industry is a growing industry. The features of a dynamic industry are indicators that enable us to know that the industry is growing by their mere presence. The Plateau music industry is a paradox as it is young and old at the same time. It is old in the sense that it has recorded niggard growth despite the relatively long period during which it has been alive.

A growing industry should have people with big dreams and are determined to actualize the dreams by following the narrow path, which inevitably leads to righteousness. It appears that 70% of our artistes prefer the speed lane even when it is obvious that speed kills. In a growing industry the artistes should be patient to learn how to write good songs and make good instrumentation by working with good instrumentalists or good studio engineers. In that wise a growing industry should also have good instrumentalists or studios engineers.

One important characteristic of a growing industry is the presence of analysts/critics. These are those who look at the various components of a piece of music and comment on them. The commentaries can be positive or negative. In a growing industry the person criticized should also be ready to tolerate the criticism in-as-much, as the criticism must be constructive. Constructive criticism can sometimes take the form of reviews. Music review is a hallmark of an industry that is growing.

For one to be a good music analyst he himself must have enough knowledge of the business to enable him succeed. Some have the knowledge but choose not to play. Others have the knowledge and are playing successfully. Others have played successfully and have taken a bow. It is however rare to get a performing musician to criticize the works of his colleagues. Hence the other two are the only ones in a good position to make both positive and negative commentaries about the works of artistes.

In Jos, however, it is difficult to point to a single person that can be referred to as a music showbiz commentator especially in the area of music. Part of the reasons are that certain people don’t enjoy giving unsolicited commentaries or are afraid that certain persons may take it personal following such comments on their projects. Hence tolerance of criticism is also a feature of a dynamic industry as it leads to improvements.

But the seeming non-existence of music analysts in our community could also be due to the absence of a medium of expression. In developed countries there are TV and radio stations dedicated to music. There could also be magazines, newspaper columns or the whole print medium wholly dedicated to the cause. Here we have music shows on radio and TV that do not, however, have provisions for music analysis. This could be because it did not occur to the presenter to make provisions for such. If the community shows it is craving for such, it definitely, will occur to one or two presenters to introduce them in their shows.

This is not to say that the music industry is not growing at all but the chameleon speed is giving a lot of cause for concern. The presence of such crucial rallying points will no doubt increase the momentum of the industry so that we can begin to look beyond Jeremiah Gyang and P-Square.

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23 Ways to Generate Revenue

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If you own a small business (that’s not solely internet-based), you should always be on the lookout for ways to grow sales. Whether you’re focused on marketing a product, a series of product groups, or services of any kind, here are 23 ideas to stimulate your own thoughts for generating more revenue:

1. Sell a product one-by-one.

2. Sell similar products packaged together.

3. Sell a “license” to use your product for a defined time period.

4. Sell a “subscription” to your product for a defined time period.

5. Sell a flat weekly- or monthly-fee service.

6. Sell relevant advertising space on your products, in your catalogs, or on your company vehicles.

7. Sell digital information for download.

8. Sell products one-by-one, but on an automatic replenishment schedule.

9. Sell some or all items on a minimum-purchase basis.

10. Sell discounts to others’ products or services.

11. Package your products or services with another company’s similar offerings.

12. Sell someone else’s stuff.

13. Sell refurbished or used versions of your products and services.

14. Allow others to resell or co-market your products and services.

15. Sell a disposable version of one of your products.

16. Lease your product(s) for a defined time period.

17. Sell time: bill by-the-hour for a service related to the products you sell.

18. Sell your products in smaller packaged quantities (if typically 25/per…, sell 10/per at a higher profit margin).

19. Sell your products in larger packaged quantities.

20. Sell your products on your website.

21. Sell your products on multiple, targeted websites focused on individual product groups and customer solutions.

22. Sell access to a seminar where you educate customers about your industry and the solutions you provide.

23. Sell training on your or others’ products.

Of course, this list is just a start. With expertise in your field, think of ways you can separate yourself from your competitors by providing products and services in a manner uncommon in your industry.

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Unique and Fresh New Tattoo Art – My Quest to Find My First Design

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The popularity of tattoos is exploding; everywhere I go I see tattoo art on somebody. I’ve wanted one for a long time and yet I want my first to be a unique and original tattoo design. I want the perfect first tattoo after all it may be the only one I ever get. Then I may get the obsession others have and get more. What ever the case I want my first to be original and different, something that turns heads on the street because it hasn’t been done yet.

Going into a tattoo shop to look at designs can be intimidating. The artist inside seem as if they expect you to get that new tat now. They’re much desensitized to giving them and seeing them day in and out. I think they forget how big it can be for a first timer.

So I offer this advice. If you’re looking for the perfect tattoo you can now explore designs and art online. I’ve been looking and have found I can explore all my options while online checking out some amazing stuff. Now it takes me forever to make up my mind and you may be like me. What ever your case is you can take your time and find just the right tat for you by looking through art galleries on the internet.

After you take your time and find the perfect body art for you online you can take it to your local tattoo shop and go in like you know what you’re doing. You will also want to educate yourself on tattoo procedures and watch videos of it to know what to expect. All in all you can do your leg work before you set foot in the shop. This will make you much happier and not leave you with any regret.

I’m having a great time sorting through all the great body art to find the one perfect first for me. I can’t wait but I know I want it to be a special piece that I will look upon fondly forever. So if you’ve been wondering will it hurt, how long will it take and where to find the best and freshest designs the internet is the place to educate yourself.

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Summer Is the Season of Mobile Search

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It’s Summer and that means that people will start coming out of hibernation and frolicking more (at least in the Midwest anyway). From patio to picnic more people will be turning to their phone and performing mobile search to find things to do.

To capitalize, you’ll need to be easy to find. That means it might be time to take a closer look at your mobile marketing strategy. Mobile marketing is more than just having a mobile website. It also means being easy to communicate with via a mobile device.

For example, when I land on your mobile website, chances are all I want to know is if you’re open or not and how to reach you. So, your phone and hours should be front-and-center.

With more than 8.4% of all global websites visits coming from a mobile device, you can’t risk losing me when I stop-by. Make it easy for me, please?

In the last twelve months, customers around the world have ordered more than $1 billion of products from Amazon using a mobile device,” – Jeff Bezos, founder and CEO of Amazon.com (July 2010).

I know, I know, that’s Amazon. But you know what, those people that do business with Amazon also do business with you. They have been spoiled by brands like Amazon and now expect something similar from everyone. That’s a trend that will continue.

As smart brands continue to raise the bar, stupid brands will appear even more stupid.

Does not take a rocket scientist to get going either. Here are a few quick tips on how to make your small business more mobile friendly:

  1. Keep the most relevant information for customers on the home page and easy to find. Stuff like hours and a phone number are absolute musts.
  2. Consider building a mobile version of your website that can detect a mobile device when it’s loaded and serve a special “mobile friendly” website. If not a website, consider at least building a landing page dedicated to mobile.
  3. Think about the 3rd-party sites that most often appear in search. Yelp, SuperPages, Facebook all come to mind. Make sure that you’ve updated these platforms as well. They’re gonna show up so you might as well tend to them.

That’s a good start.

Later in the game you start dabbling with SMS campaigns and QR codes and jazz like that. For now, just master these basics and you’ll be more mobile in no time.

For more mobile usage statistics, check out this post.

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Dangers Of Metabolism Boosters And Energy Drinks

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The main purpose of metabolism boosting substances is to assist body when exercising. They are there to accelerate calorie burning process. There is a common misperception that metabolism boosters can replace the role of physical activity in losing weight. Fault for this belief lies partly by online diet marketers. Last 5 years are known as “diet spamming” period. Majority of e-mail owners were receiving at least 1 “lose weight – no exercise needed product” mail weekly in their inbox. Though it is true that those products will make body burn more calories even with no exercise, dangers of such doing overshadow by far those hardly measurable weight loss effects.

Untrained body of overweight people is simply not up to the increased heart rate and blood circulation that energy drink or metabolism booster can cause. Heart attack can be the consequence. Each body needs time to adapt on faster blood circulation. Any instant shock caused by metabolism boosting diet product is a health hazard. This is especially important for people who face weight issues and have one or another kind of medical condition related to: high blood pressure, elevated cholesterol levels or any kind of heart muscle disorder.

Overweight people, who have long neglected physical exercises, should avoid dietary products that promise weight loss with no effort needed. Those products are predominantly based on extracts of different citrus fruits, alcohol and in 90% of cases they will content caffeine. For individuals just starting with their weight loss program, other kinds of dietary supplements should be considered. Here it should be emphasized that there is an important difference between overweight and obese individuals. No obesity case should ever be addressed without proper medical guidance.

One should also never underestimate the power of drinking water. Water is an effective and gentle body stimulant, with no negative side effects. Metabolism boosters and energy drinks should find their place in fitness studios with people who are daily devoted to hard physical exercise.

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Texas Hold-em Poker Tips That Can Help You Make Money Playing Poker!

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Recently, the sport of gambling has been booming, especially because of Texas Hold-em poker. Everyone is familiar with draw poker, but Texas Hold-em adds a little twist to the game. Whereas a game of 5 card draw is all about the cards you possess, Texas Hold-em is mainly about reading your opponents and betting accordingly. There have been many cases where people who win huge tournaments do not have the better hand, but they were able to out-play their opponents to win very large pots. The key to being a good poker player is being able to determine the probability that you will win a given hand.

The other important skill that you will need in order to be successful in Texas Hold-em is the ability to read your opponent. You will need to figure out what your odds are, but there are a bunch of websites that can do that for you. I will explain how to read strong and weak bets, and also what to look for when your opponent plays certain bets.

A strong bet is one that is very common and can easily be seen. Generally, a strong bet is placed in one of two situations: when someone has a great hand or when someone is trying to knock someone else out of the hand. A strong bet does not necessarily mean that you have a good hand. A lot of the time, when a player bets a strong bet against a bad player, it is because they are trying to get them to fold their hand. However when a strong bet is placed by a bad player, that player wants to raise the pot. Unfortunately, they do not realize that most players will fold due to this. It always happens that the good players will use the bad poker player’s skill against them.

A weak bet is when a player decides to bet just over the minimum just so that they can see the flop (the first 3 cards dealt). In most cases, a good player will see this and make his opponent either fold or bet a higher amount. However, most of the time, a good player will not make a weak bet because they are already aware of their chance to win a given hand.

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Writing Tip – “Has Got” Has Got to Go

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Two phrases should be banished from the English language:

1. has got

2. have got

The contraction forms of these phrases – “he’s got,” “I’ve got,” etc. – should also be banned.

“Why this prejudice against these extremely common phrases?” you are probably asking. I’ll tell you why: It’s because they are unnecessarily long and tedious, like bad operas. They are weighed down by an unnecessary word, and that word is “got.” To illustrate my point, read the following sentences:

· I have got to go to the store.

· He has got to get over this.

· We have got to vote today.

Now read the same sentences without the “gots”:

· I have to go to the store.

· He has to get over this.

· We have to vote today.

You see? When you get rid of the “got” after a “has” or “have,” the world does not come to a stop. In fact, it’s a kinder, gentler world because it does not burden the reader with superfluous words.

The same goes for getting rid of “gots” after the contractions of “has” and “have,” as in …

· I’ve got it right here.

· She’s got a cold.

· They’ve got a grudge against gerbils.

Instead, write …

· I have it right here.

· She has a cold.

· They have a grudge against gerbils.

By following this strategy, you will not only make your writing more concise, but you will sound a bit more intelligent.

Please don’t get me wrong. I have nothing against the word “got.” I like it. I’m the first to defend its well-deserved place in the English language. I’ve even written an article about it. But you’ll have to admit there’s something guttural – almost Neanderthal – about the word. If I had opened the door to my office this morning to find a horde of hairy sub-humans running around inside beating each other with clubs and smearing my books with bananas, I can easily image them grunting “Got! Got! Got!” as if that pretty much summed it all up. It is just that kind of a word.

Don’t abandon it, however. It’s sturdy and useful. Just don’t use it after “has” or “have.” As the headline says, “has got” has got to go.

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An Analysis of Scalp Med Complaints

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There are a fair number of Scalp Med complaints and related stories resulting from unsuccessful user experiences with the product on the Internet. But to be fair, there are also a significant number of positive testimonials out there as well.

Contrary to the complaints, the company’s website details how they have helped thousands of people suffering from hair loss and it also provides numerous case studies and written testimonial success stories of people it has helped to regrow hair.

Without a doubt, almost any company doing business with the general public will have some customer grievances. So; to get a better feel for the seriousness of the Scalp Med complaints, I reviewed the company’s current status with the Better Business Bureau.

I determined that the company was started on January 9th, 2000 with the stated business objective of providing hair growth products to the general public.

Additionally; they were recently purchased by the infomercial powerhouse Guthy Renker, which adds both credibility and financial strength to the brand.

Overview of the Scalp Med complaints currently lodged with the Better Business Bureau:

The company currently maintains a Triple A rating with the Better Business Bureau. The BBB also reports that proper consideration has been given to all complaints as presented to the company to date.

Specifically, there were 118 Scalp Med complaints lodged, closed and reported on by the BBB for the last 36 months.

In 83 of the cases the Scalp Med complaints department issued a full refund as the customer requested.

In 5 of the cases the company made a partial refund.

In 29 of the cases, the company agreed to perform according to their contract.

In 1 instance they refused to make an adjustment based on what were deemed to be justifiable reasons.

The most common Scalp Med complaints all have a similar theme related to the lack of success that the quoted users have had with Scalp Med.

Not to minimize the negative experiences that some individuals have had with this hair regrowth product; it is important however to recognize that hair loss is a complex affliction that cannot easily be addressed in the best of circumstances.

Additional factors that may inflate Scalp Med complaints are that any hair regrowth regimen takes both time (at least 3 months) and consistency of use to be successful. So it’s important to follow the products usage directions closely to maximize the chances for success. Any wavering from the recommended usage regimen can result in diminished results.

There can be no doubt that Scalp Med has the potential to regrow hair simply based on the fact that it contains Minoxidil; also known as Rogaine.

Minoxidil has been approved by the FDA as one of the few scientifically proven hair regrowth products on the market today, which means that any product that contains Minoxidil should also then be able to regrow hair due to the hair growth effects of this ingredient at a minimum.

Add to that the additional hair growth ingredients in the Scalp Med formulation and they claim that your chances of regrowing your hair are greatly increased with their product.

In closing; while there does exist a number of valid Scalp Med complaints, the number of complaints is not unreasonable due to the fact that the company sells a product that requires diligent long term application (at least 2 to 3 months) with results that can be somewhat hard to measure in many cases.

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Why Do Some Guys Want to Commit So Fast? Learn the Reasons Why Some Guys Are So Quick

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It has kind of become like a norm that most men either hate to get into commitments or take a long time in doing so. So, it does come as a surprise to women when their man is overly eager to get committed. Below might be some reasons for that.

Reasons from the past
Maybe he has been in a relationship where he loved his woman and was absolutely committed to her and spent plenty of time and effort only to be dumped by her. So maybe his past insecurities are making him rush if he feels that you are the right one for him.

He is head over heels in love with you
Everyone has heard of the love at first sight syndrome. It is possible that something like this has happened to him regarding you. He has eyes only for you and you have become his centre of universe. So, obviously he sees no reason for any delay of any sort.

He may have territorial instincts
Now every woman has their set of admirers. If he is in some way interested in you, then his natural instincts would tell him to put a fence around you in an effort to keep the other guys at bay while he take his time to sort out his own feelings about you. In his mind he just wants the security that you do not fall for someone else in case he wants you for himself.

He is completely sure of his feelings
It is human nature for the mind and heart to be in conflict most times. But it can be that he in his whole being is very sure that you are the one and only for him. He will then find no reason for waiting.

His mind has made him insecure about you
Now he might very much be in love with you and if at all he has seen something in your behaviour or mannerisms that tell him that you might be losing interest in him, he will just push the panic button and offer his commitment sooner than you think due to fear of losing you.

Maybe he has been there forever on the scene
It might be possible that he has gone around and dated a lot of women in the past only to have been disappointed by every one of them in some way or the other. And so if he likes you, he feels the need to be quick for commitment before his mind undergoes a change too.

That need to feel settled
Bachelor days are not going to be around forever. Every man at some point of time in life wants to settle down. And if he feels that you are that special one for him, surely he is not going to hang around for long.

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